Fixed Deposit (FD) vs SIP Calculator
Compare guaranteed returns from bank FDs with historical mutual fund SIP growth to decide your best investment path.
FD is for safety and certainty
Fixed Deposits provide a guaranteed interest rate, making them ideal for short-term goals or emergency funds where capital protection is the priority.
SIP is for long-term wealth creation
Systematic Investment Plans (SIPs) in mutual funds offer higher potential returns but come with market risk. They are better suited for goals that are 5+ years away.
Open the tools
SIP Calculator — Estimate SIP returns, future value, and corpus growth for monthly investments with editable amount, return, and time horizon assumptions.
Recurring Deposit Calculator — Estimate recurring deposit maturity from monthly installments and quoted rate—handy for short, predictable goals before you weigh other low-risk options.